Whether you are new to Medicare or shopping for a medication plan that better fits your needs, selecting a Medicare Part D plan requires careful research. Examples of brand-name medications include newer diabetes treatment medications, such as Januvia and Victoza, and medications to treat rheumatoid arthritis, such as Humira. For example, many common antibiotics such as amoxicillin and penicillin are often available as generics. Each tier will correspond with costs-generic medications will be the cheapest, while brand-name specialty drugs will cost the most. Each prescription drug plan will have a formulary, which is a listing of medications by tiers. ![]() Medicare requires all Medicare-eligible persons to have some form of creditable prescription drug coverage-this means your Part D plan must meet certain standards. You pay a premium to the private insurance company of your choice, which helps cover your prescription drug costs. Part D is the prescription drug coverage portion of Medicare. When you enroll in Medicare Part D, you’ll be in good company-an estimated 44.9 million people were enrolled in Part D plans in 2019. If you buy something through our links, we may earn a commission. ![]() ![]() We independently research, test, review, and recommend the best
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